Appraisal services for Bismark and Burleigh County homeowners

Here are the top seven reasons why North Dakota homeowners use Premier Appraisals:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To reduce a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of North Dakota, when real estate property needs to be divided
Settle an estate in North Dakota by determining the true market value of real estate


	Own a home in or near Bismark, North Dakota and need help deciding the value of it? Contact Premier Appraisals.

We at Premier Appraisals understand the particular needs of a customer looking for appraisal services. Our customary business clients are used to the appraisal process and the usual "products" we deliver to them. As our non-traditional client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses close to yours. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. A professional appraisal from Premier Appraisals is your number one weapon when challenging your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experienced in helping consumers just like you get rid of unnecessary PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Premier Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have an expert double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Premier Appraisals can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Premier Appraisals can help you with that. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.